Apple Launches Zero-Interest Financing for Most Hardware

Posted on June 15, 2020 by Paul Thurrott in Apple, Hardware, iOS, iPadOS, Mac and macOS with 6 Comments

As expected, Apple is now offering zero-interest financing of most of its hardware products to Apple Card holders.

“Now when you shop at Apple, you can use your Apple Card to pay monthly at 0 percent APR with Apple Card Monthly Installments,” the Apple website explains. “And you’ll [still] get 3 percent Daily Cash back on the Apple products you love, all up front.”

The financing terms vary by product. Higher-priced items like Mac computers, iPad Pro tablets, and iPhones can be financed for 12 months, while lower-end products such as AirPods, HomePod, and Apple TV can be financed for 6 months. And as noted, the Apple Card’s normal 3 percent cash back perk on Apple purchases still applies.

To get 0 percent financing, simply make a purchase at and select “Apple Card Monthly Installments” at check out. If you don’t have an Apple Card yet, you’ll need to step through an application process first.

Zero-interest financing is only available in the United States at this time. You can learn more here.

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