Interesting read (German language, but you should be able to decipher the diagrams)
Germany has long been a cash first society. For the first time ever, paying with plastic has exceeded paying in cash.
48.6% (209 short-scale billion* Euros) of transactions were made with credit, debit or “other” types of card (Maestro/V-Pay/MC Debit or store cards). 48.3% (208 short-scale billion Euros) was paid out with cash, with a further 2.5% on invoice and 0.6% “other”.
What is interesting is, even though 48.6% was plastic, 30.1% was with debit cards and 10% ELV (electronic direct debit), with credit cards only accountable for a total of 6.9% of all transactions. The plastic also, as far as I can see, also includes smartphone payments using NFC banking apps tied to a debit or credit card.
* Short scale (or US) billion is 1,000,000,000, also known as a milliard. An billion is 1,000,000,000,000.