Windows 11 supports different types of accounts that can behave differently depending on how they’re configured and used.
For example, you can sign in to Windows using a Microsoft account, a work or school account, or a local account. But you can also add additional online accounts to access email, apps, and other services from within that sign-in. And you can, of course, configure multiple sign-in accounts on the same PC, so that different users can have their own custom environments, apps, and data.
Complicating matters, each sign-in account is assigned a set of permissions that determines whether they have full administrative rights over the PC. And while many users who sign into Windows 11 will be using an online account, some still use an offline account, which comes with certain limitations.
Confused? Let’s step through the various types of accounts you’ll encounter in Windows 11, and see how they interoperate and overlap.
A sign-in account—sometimes called a user account—is an account you use to sign into Windows 11 on your PC. It can be a Microsoft account, a work or school account, or a local account.
Microsoft accounts are discussed further in Microsoft Accounts. Work or school accounts are discussed further in Work or School Accounts. And local accounts are discussed further in Local Accounts.
When a sign-in account has a password—which it should, though passwords are optional with local accounts only—you are required to create a PIN so that you can sign in more easily. You are also optionally asked to use other forms of Windows Hello authentication, including facial and fingerprint recognition, depending on the capabilities of your PC.
You can learn more about PINs and facial and fingerprint recognition in Windows Hello and Dynamic Lock.
Windows 11 supports both online and offline accounts. Both types can be used to sign into Windows 11. But email and app accounts are only online accounts.
An online account is an account that can only be created when you are online. Microsoft accounts and work or school accounts are both online accounts.
A local account is the only offline account type and it can only be used to sign into Windows 11. Unlike online accounts, offline accounts can be created when offline.
A managed account is an account that is centrally managed by some commercial entity. Microsoft accounts and work or school accounts are considered managed accounts.
Microsoft maintains a light touch when it comes to managing PCs for individuals. But the organizations that own work or school accounts apply management policies to a PC when one is used to sign in. Users with managed work or school accounts can still personalize Windows 11 to some degree, but some aspects of the system can be dictated by the managing organization.
An unmanaged account is an account that is managed only by the individual who owns the account. A local account is an unmanaged account, and it is up to the user to maintain and secure the account, and personalize it to their needs.
You can learn more about customizing Windows 11 in the Personalize Windows 11 section.
Every sign-in account is assigned a set of permissions that determine which tasks they can complete on the PC.
The first sign-in account on any PC is configured as an Administrator account, meaning that it has administrative privileges and can complete any tasks, including those that may be destructive and could impact other users on the PC. Some destructive tasks will trigger a User Account Control (UAC) prompt so the Administrator can be sure they wish to continue.

Subsequent sign-in accounts are configured as Standard user accounts by default. Standard users can install some apps and configure their own environment to their liking. But they cannot complete tasks that might be destructive or impact other users. When such a task is attempted, Windows 11 will display a different type of UAC prompt so that a user with administrative privileges on the PC can optionally approve the task by entering their sign-in credentials.

Anyone with a sign-in account can add one or more email and app accounts to interact with different online services.
Email accounts are used by the Mail and Calendar apps and can provide email, calendar, and/or contacts services. Supported accounts include Outlook.com, Office 365/Microsoft 365 commercial, Google/Gmail, Yahoo!, Apple iCloud, POP, and IMAP.
These apps are discussed in the Mail and Calendar chapters, respectively.
App accounts are Microsoft accounts that are used to sign into Microsoft Store apps only. You can configure any number of Microsoft accounts for this purpose, and sign into different apps with different Microsoft accounts if desired.
Email and app accounts are discussed in Email and Other Accounts.
With that out of the way, let’s look at a few quick examples.
Let’s say you buy a new PC and sign into Windows 11 using a Microsoft account, as most people do. This account is a sign-in account, an online account, and a managed account, and, because it was the first account configured on the PC, it is also an Administrator account.
Now, let’s say that you add a second sign-in account to the PC and that this new account is a local account. It’s a sign-in account, of course. But it’s also an offline account, an unmanaged account, and, by default, a Standard user account (as opposed to an Administrator account).
You can learn more about using Windows 11 with multiple sign-in accounts in Multiple Accounts.
Those using either of these sign-in accounts could also configure two other account types within their sign-in: email accounts and app accounts.
Email accounts are added to Windows 11 so that their content can be accessed in the Mail and Calendar apps. An email account is not a sign-in account. It is an online account. And because it won’t be used to sign in, it doesn’t matter whether it is a managed account and it is not granted Administrator or Standard user permissions.
App accounts are Microsoft accounts that are added to Windows 11 so that they can be used to sign into Microsoft Store apps. An app account is not a sign-in account. It is an online account. It is a managed account. And because it is not used to sign in, it is not granted Administrator or Standard user permissions.
Still confused? Hopefully, the next several chapters will help.
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